Enforcement
There are various methods of enforcement action available, all of which carry an additional costs (please see costs & fees) not all of which are recoverable.
Warrant of Control – this is an instruction to the court bailiffs (for debts below £5000 only).
High Court Enforcement Offices – this can be used for debts over £600. This action carries an initial fee however if they are unsuccessful in carrying out the enforcement you may be liable for additional costs.
Charging Order – once a charging order has been obtained on a property then the debtor will not be able to sell the property without discharging the debt. This can carry additional administration fees from any mortgage lender or financial institution which have existing charges.
Order to Obtain Information – this order requires the use of a Process Server to serve the debtor with the order. The debtor is requested to attend court to provide details of their financial situation, during this time they can also make an offer to settle by way of instalments. The court will then forward this information to your representative to then discuss any further action if required. If the debtor fails to attend the court will re-list the matter which again will require a Process Server (a request can be made to serve this by post). Should the debtor fail to attend again then the court will issue a Suspended Committal Order which can result in the arrest of the debtor.
Attachment of Earnings – in order to use this method we will require details of the debtors income (which can be obtained as above). A debtor can also enter into this voluntarily.